Paamonim Donate Online

Crisis Is Growing Right Now

War May Be Ending.
But the Financial
Crisis Is
Continuing.

Israeli families are collapsing under debt and displacement. Your donation gives them a mentor, a plan, and a path back to dignity.

8.15×

Social return per $1 donated — Ben Gurion University

75%

Of families achieve full budget balance

20K+

Households supported every year across Israel

$1,000

Average monthly deficit reduced per family

★★★★★

20+ Years Serving Israel

20,000

Families Helped Annually

75%

Reach Budget Balance

$8.15

Generated per $1 donated

501(c)3

Tax Deductible in
US, IL, GB, CA

Why It Matters

This Is Not Welfare. This Is Recovery.

Debt doesn’t just drain bank accounts. It tears apart families, triggers mental health crises, and traps children in cycles that last generations. Paamonim breaks that cycle — permanently.

Evacuated Families

Thousands fled overnight with nothing. They face rent they can't pay, jobs that vanished, and no safety net. A Paamonim mentor gives them a real plan to rebuild.

Reservists & Their Families

90+ days away from work meant business collapse, missed mortgage payments, and crushing family stress. We help them return to financial stability.

Women at Risk

Financial abuse traps women in dangerous situations. Our dedicated program gives them the independence and tools to build a life on their own terms.

Young Adults

War derailed their futures before they started. We give them financial literacy, mentoring, and support to step into adulthood on solid ground.

Nova Survivors & War Casualties

Trauma compounds financial ruin. Our mentors provide both practical recovery plans and emotional support, because healing requires both.

Systemic, Not Charitable

We partner with ministries, universities, and local orgs to create lasting structural change — not one-time handouts that disappear when you look away.

Real Stories

Families Who Found Their Way Back

Behind every statistic is a real family. Here are some of their stories.

Hello everyone, I’m Hillel. Married, father of four young children, a construction foreman, and for the past two and a half years – mainly a soldier.

On October 7th everything stopped. I was called up to the Golani Brigade, to reserve duty, and since then I’ve served about 400 days of reserve service.

During that time my wife and I understood that something in our household simply wasn’t working financially. Not because we were careless, but because we had never really learned how to manage it.

We found ourselves inside a financial maze. We didn’t know how to organize the numbers in our heads, what to save for, and how to manage expenses and income when everything around us was changing.

Through the army we came to Paamonim for guidance, and there we met Naomi.

Naomi wasn’t just another meeting with forms and spreadsheets. She saw us as people, not just numbers. She listened to us with real empathy and entered our hearts. She helped us lift our heads above the water, worry less, and believe again in every little step forward.

From Dimensions – to My Own Business

Something happened during the reserve service.

When I finished my fifth round of reserve duty, I decided to jump into the water and open my own wood-working business.

It wasn’t easy. When I entered the workshop for the first time, I realized how much I still had to learn. But the guidance I received from Paamonim gave me tools – not only financially, but mentally as well.

Naomi helped me take the idea and turn it into a work plan:

How to price correctly, how to run a business, and how to build stable ground for growth. Thanks to the support and guidance, I feel today that I’m not just a carpenter – I’m a business owner who knows where he’s going.

So what do I do today?

I create custom woodwork.

From large wardrobes and kitchens to unique carpentry pieces.

I bring precision, creativity, and soul into every project.

Hilel

Small business owner & IDF Reservist, Tel Aviv

Hello, I’m Pasatmo Muza. I was born in Ethiopia in 1989. I grew up in Haifa and today I live in Hadera. I am the father of five brothers and sisters. All my life I was determined to become independent — I served in the 202nd Battalion of the Paratroopers, and since the war broke out I have completed about 400 days of reserve duty. But while I was fighting outside, at home a different battle was taking place — the battle over my financial situation.

Before I came to Paamonim, I felt like I was okay. My financial situation and my family’s situation seemed fine. But this feeling had no real foundation. I was living in a fog — I didn’t really know where the money was going, how we closed the month, and the pressure accompanied me every single day, both in the reserves and at home. I felt exhausted, unable to find any peace.

Then I met Yarden from Paamonim. It wasn’t just advice — it was real, serious work. Together with Yarden, I entered deep into the world of numbers.

First we mapped everything:

Every expense, every shekel, and we understood exactly where we truly stood.

Then we built a plan: we learned how to manage a budget, how to document expenses, and how to act from within clear financial boundaries.

Yarden was not only a technical guide — he gave me confidence. He didn’t give up on me for a moment, he accompanied me through every challenge, and he was there so that I would know I was not facing this alone.

Today I’m in a completely different place. It didn’t happen in one day, but every day brought more order. Today I know exactly  what my financial situation is. I have peace of mind, I control my expenses, and I have real financial quiet that allows me to focus on my service in the reserves and my family — the people who give meaning to my life.

Paamonim didn’t just help me — they gave me tools for life. I carry this organization in my heart and know it helps people who are in situations like the one I was in.

Yarden, thank you for not giving up and for continuing to be there for me along the way.

Thank you very much.

Pasatmo Muza

Northern Israel

Yesterday, International Giving Day, we were happy to share a moving story about the power of perseverance and resilience.

Naomi Yarbouh, a resident of northern Israel and mother of children with special needs, turned to Paamonim during the war, when her economic and financial situation became very difficult.

After a meaningful connection with the Paamonim mentors, Naomi decided to transform the professional path she had been considering for a long time into reality — a path based on income and a sense of stability. She understood that the key to success lies in organization, responsibility, and planning. Naomi, who works in the fitness field, recognized the need and turned to Paamonim for guidance.

Naomi’s inspiring journey reached a meaningful point of stability. With Paamonim’s guidance, Naomi reached a place where she began a new process of deep self-reflection. She realized that she had not succeeded in entering a bank account balance without feeling anxious and said:

“I have nothing to do with the bank account and I’m afraid to know.”

In sessions with Naomi, the mentors created a safe space where they mapped out all the income and expenses, and built a clear and organized financial plan. For the first time, Naomi felt she could see the full picture — income, expenses, and future planning.

Naomi also dealt with bureaucratic challenges connected to her business, including payment processes for work she had completed. With additional guidance, she learned how to manage her business better and received help connecting with a business consultant from Paamonim, Gili Hefer, who helped her open a business account and create proper financial structure, with the goal of stabilizing and strengthening her financial future.

Naomi shares that she feels deeply moved by meeting mentors who combine financial and business knowledge with real human care. She explains that meeting people who dedicate many hours to volunteering and supporting families in financial difficulty gave her a great sense of hope and confidence.

For Naomi, the guidance from Paamonim was not only financial tools — but also personal support and emotional strength.

Naomi

Nova Festival survivor, Central Israel

My entire life has been a story. As a player in the national team and manager of the Tel Aviv “Plibuk” youth team, I was used to standing on the stage and telling emotional stories. I take the pain, the joy, the victory and the disappointment of the audience and turn them into art. But there was one story I didn’t know how to tell you — my financial story.

For a long time I felt that I needed to put things in order. After difficult encounters and pressure at home, questions began to surface — a feeling of lack of control and financial management that I simply could not rely on. I decided to take action and turned to Paamonim.

Then the war arrived. As a reserve soldier, the reality hit hard. The expenses increased, income decreased, and suddenly the need for financial order became urgent. At the same time, I met Naama from the “Economic Space” program, and that meeting was exactly what I needed during the storm.

I remember sitting with Naama for hours. Hours in which I sat in situations where it was not easy to describe, and we simply created order. Every shekel, every account, every corner of my financial management received simple explanation. That presence, the “map” she helped me create, made the expenses look less frightening and gave me personal tools and clarity.

From there the path continued to Gili Hefer, a business advisor who meets people in many different places. We met in his home, he gave me a cup of coffee (so I did my part too… 😉), and he got straight to work. But alongside his ability to simply guide, he does it with kindness, a wide heart, and faith. He showed me how to lead my business forward, even during difficult days and uncertainty.

What truly keeps me going during endless reserve days is the understanding that all this work has a deeper meaning. People who dedicate their time and professional knowledge and share these tools with others — simply because they care.

Today, when I go up on stage with my ensemble, I feel a little lighter. The order that Naama created for me and the direction that Gili gave me allow me to continue creating, singing, and rejoicing — knowing there are people strengthening my hand even outside the spotlight.

Thank you, Paamonim team, for giving me the quiet that allows me to keep creating.

You are the heartbeat behind the scenes.

Divorced mother, Haifa

Hi, I’m Shai, 43, a single mother to Eli, 9. I returned to my hometown Kibbutz Beit Zera so that Eli could grow up surrounded by the values and spaces of the kibbutz. But in the past two years, home turned into something we barely recognized. The war entered our lives and hearts. When the frameworks moved to the “temporary school” and the children were at home from morning until evening, expenses went up and payments to the kibbutz simply stopped.

I found myself studying at the same time. On one hand, I was a second-year student in teaching and studying art, preparing a final project to build our future. On the other hand, the rising cost of living weighed heavily on me. In the last April I reached a breaking point: my Israeli credit card was blocked, my credit rating dropped, and I felt unable to breathe from the stress and worry.

At that point I met “Poalim Tzafona”, a special program of the organization Paamonim, in cooperation with Bank Hapoalim.

The program was created specifically for us — residents of the north coping with the challenges of the war and the rising cost of living. It is not only about financial tools. It offers a complete support system of personal financial guidance. Through meetings with mentors and consultants, I learned how to manage a budget in difficult times, how to prioritize expenses, build a healthy financial plan, and recover from the anxiety of uncertainty — to regain confidence and face numbers with clarity instead of fear.

I remember the first meeting with my mentor, Hila from Ma’ale HaGalil. She helped me organize the chaos and from the very first day created a clear framework that supports me even today.

Today, when I stand in front of my students at the school where I teach, I feel different. With the guidance, support, and determination I found within myself, I managed to pay off a debt of 30,000 shekels.

 

The road ahead is still long, but today I know — even when the skies in the north are still tense — with the help of the good people and the tools of “Poalim Tzafona”, it is possible to build financial stability and security for my family.

PHOTO-2026-03-16-09-26-18

Shai

Single mother

The Process

How Your Donation Reaches a Family

Every dollar is tracked, optimized, and delivered with precision — thanks to Paamonim’s expert volunteer network and proven systems.

1️⃣

Intake & Assessment
Families are assessed using Paamonim's research-backed Economic Resilience Index to understand their full situation.

2️⃣

Matched with a Mentor
A certified financial mentor is paired 1-on-1 and builds a completely custom recovery roadmap.

3️⃣

Recovery Plan Executed
Debt restructured. Budgets set. Employment and legal support activated. Every available tool deployed.

4️⃣

Independence Achieved
75% reach budget balance. They graduate with tools, confidence, and a future — not dependency.

What’s Included

The Full National Financial Recovery Program

Paamonim doesn’t cherry-pick easy cases. We take on all situations with a complete toolkit.

1-on-1 Financial Mentoring

Certified mentors meeting families where they are, every step of the way.

Employment Counseling

Connecting displaced workers with job opportunities and retraining resources.

Emotional Support

Because financial collapse doesn't happen in a vacuum — we treat the whole family.

Financial Education Courses

Teaching skills that protect families from future crises for generations.

Debt Management & Restructuring

Negotiating with banks and creditors to create manageable repayment paths.

Legal Counseling

Navigating insolvency, bankruptcy, and debt relief procedures.

Interest-Free Loans & Emergency Grants

For the most urgent cases where
immediate relief is critical.

Research & Policy Advocacy

Systemic solutions through partnerships with Ben Gurion University and Israeli ministries.

Your $1 Creates $8.15 in Real Economic Value

According to Ben Gurion University — making Paamonim one of the most efficient and impactful nonprofits in Israel.

 

More Voices

They Made It. Because You Gave.

About Paamonim

20 Years of Building Financial Resilience in Israel

Paamonim was founded on a simple belief: every family, no matter how deep in debt, has the capacity to recover — if given the right tools and support.
We partner with Israel’s leading universities, government ministries, banks, and community organizations to create systemic change. Not charity. Recovery.
Our research-backed Economic Resilience Index shows a 40% rise in family financial distress since the war began. The crisis won’t wait. Neither will we.

20+

Years of trusted operation

40%

Rise in family financial distress since Oct. 7

501(c)3

Tax deductible in US — EIN: 20-5392216

BGU

Research partnership with Ben Gurion University

Trusted Partners & Validators

Ben Gurion University

Bank Hapoalim

Israeli Ministries

Israeli Police

Local Municipalities

Questions

Everything You Need to Know Before Donating

Yes. Paamonim is a registered 501(c)(3) nonprofit. Our EIN is 20-5392216. Donations are fully tax deductible in the United States, Israel, the UK, and Canada.

Paamonim uses dedicated volunteers and optimized systems to maximize every dollar. Your donation funds certified mentors, emergency grants, and financial tools — not overhead. Because of our volunteer model, administrative costs are minimal and your money goes directly to families in need.

We focus on families impacted by the war including evacuated families, IDF reservists and their families, Nova survivors, injured war casualties, women at risk of domestic abuse, and young adults. We also serve vulnerable populations facing insolvency, divorce, or long-term financial hardship.

We don’t give handouts — we give people the tools to stand on their own. Our methods are research-backed, long-term, and proven: 75% of families achieve full budget balance. We partner with universities and ministries to create systemic change, not dependency.

An independent study by Ben Gurion University found that every $1 donated to Paamonim generates $8.15 in measurable economic value — through reduced debt, increased income, and community-wide stability effects.

Yes. We accept donations from the United States, United Kingdom, Canada, and Israel. All major currencies and credit/debit cards are accepted. Donations qualify for tax deductions in all four countries.

Give Now

Restore Dignity.
Rebuild Hope.
Heal Israel From the Inside Out.

Every family matters. Every act of generosity changes lives. Choose your gift amount and make your mark today.

Tax deductible in 🇺🇸 US (EIN: 20-5392216) · 🇮🇱 Israel · 🇬🇧 UK · 🇨🇦 Canada
Secure payment. 100% goes to families.

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